Personal Property Attachments

You know how it works. When someone owes you money, they either try to cut and run or hide everything they own. Fortunately, there are laws that protect creditors, but you’ve got to know how and when to pursue the debtor so as to collect what is rightly owed to you. In our thirty years of experience in debt collection litigation, we’ve seen it all and know how the game is played. An effective way to collect debt is through personal property attachment.

An attachment is a legal process by which a court of law, at the request of the creditor, designates specific property owned by the debtor to be seized and upon judgment sold by execution for the benefit of the creditor.

Here’s a basic rundown of how it works…

Step 1: File suit and obtain an ex parte attachment of the debtor’s bank account and personal property by bulk attachment or otherwise.

Step 2: With the personal property attachment, a deputy sheriff can enter a business, take inventory of equipment and other assets and post a bright orange notice on the front door notifying everyone that assets have been seized.

Step 3: The sheriff then records the asset seizure with the Secretary of State’s Office.

Step 4: Collect your money! Often, the sheriff and his bright orange posted notice is enough to encourage a debtor to pay their bill. If that doesn’t work, after obtaining a judgment, selling the assets may help pay off the debt.

If you are in need of an experienced, knowledgeable, and aggressive commercial debt collection attorney, contact our office today! We know what it takes to get the job done and collect what is rightly owed to you. Email us at or call (508) 620-6900 for more information.