Debt Collection Blog

"Relentless Collection Attorneys"

Alan Cohen

We Collect Foreign Judgments and Commercial Debt

Often winning a judgment does not mean collecting a commercial debt. A Kentucky company sold materials to a company located in Massachusetts. $32,000.00 worth of unpaid bills later, the Kentucky company filed suit and obtained a Kentucky judgment.

Instead of calling me to collect the out of state judgment (foreign judgment), the Kentucky company called a large general practice law firm. The general practice law firm sent out a demand letter. When the debtor failed to respond, the general practice firm concluded that there was no chance of collecting money and gave up.

Three years later, the Kentucky company, through its local attorney, contacted me. I immediately set up the file and as requested forwarded a written contingency fee agreement in March 2015. In November 2015, the Kentucky company, previously disillusioned by the prior Massachusetts attorney’s lack of results, finally retained me. That same day, I prepared and sent the complaint, affidavit, verified affidavit and ex parte motions to the Kentucky company for its signature.

Four days after receiving the signed paperwork from the client, I filed suit and sought and obtained an ex parte attachment on trustee process (a bank attachment) in the amount of $62,000.00. The attachment caught all of the money in the debtor’s bank account. Four days later the formerly non-responsive debtor was calling me to make payment. After our discussions, I prepared and sent the defendant a settlement agreement based on the defendant’s stated intentions to resolve the matter.

When the defendant had a change of heart as to the amount of its first settlement offer, I continued my pursuit with phone calls and correspondence. Due to the tactical advantage, I obtained, one month later, even after the debtor had played the bankruptcy card, I negotiated a settlement agreement for $50,000.00 that the defendant signed and immediately paid.

Although delaying legal action to collect debts and judgments usually reduces the likelihood of collections, less than sixty days elapsed from the time the client signed its affidavit to the time I collected the entire principal amount and substantially all of the interest on a six-year-old debt.

Call the attorney to whom other attorneys refer their clients to collect out of state judgments — Alan M. Cohen at 508 620 6900 or email

client success stories
Debt Collection Blog