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Pre-Judgment and Post-Judgment — We Work to Turn Over All of the Rocks to Find Where Your Debtor Hides its Money to Get You Paid

by | Sep 8, 2018 | Post-Judgment Collections, Pre-Judgment Attachments

For a creditor, seeking out payment on a debt can be a time consuming, and often times, frustrating ordeal. Rather than going at it alone, there are experienced debt collection attorneys who can handle matters of bad debt collection on your behalf, giving you the time to deal with other more important things in life, like making money and growing your business. Keeping that in mind, the following lines are going to be on how experienced debt collection attorney Alan M. Cohen can increase the chances of getting paid in Massachusetts.

Why Do You Need a Debt Attorney for Debt Collection?

Rather than choosing to go with a debt collection agency, it is always better to consider hiring an experienced and knowledgeable debt collection attorney in Massachusetts to collect delinquent receivables. One of the benefits of hiring a debt collection attorney whose practice focuses on debt collection is that they have the know-how of dealing with bad debt collection in Massachusetts, which can increase your chances of getting paid. There are also many other advantages of hiring a debt collection attorney, rather than going with a debt collection agency. A debt collection attorney in Massachusetts has the authority to represent you in court which increases your chances of getting paid, while a debt collection agency does not have any such legal authority.
Only a licensed attorney has the authority to file a lawsuit on your behalf against the debtor, and can take the necessary action against the debtor, such as, post judgment garnish wages or sue the debtor, or seek a levy on their bank account. On the other hand, a debt collection agency does not have the know-how, nor do they possess the legal authority to carry out any action against the debtor. So, it’s safe to say that hiring an experienced debt collection attorney is your best bet to get paid by a debtor in Massachusetts.
Another advantage of hiring the Law Offices of Alan M. Cohen & Associates LLC for debt collection in Massachusetts is because it is almost always a faster process. Additionally, hiring an experienced attorney who focuses in debt collection will be able to handle your situation with care, increasing your chances of receiving a judgment payment.

Getting Through the Pre-Judgment Phase

The pre-judgment phase of a debt collection process consists of the debt collection attorney you hire filing suit and seeking and often obtaining ex parte attachments of your debtor’s bank accounts. Can you say Ka-Ching?? Many of experienced collection attorney Alan M. Cohen’s clients can!!  At the Law Offices of Alan M. Cohen & Associates LLC, we don’t play around. We get straight to the point of getting back your money. We go further than mere letter writers– we immediately seek legal action against the debtor.
The legal action that is taken by an attorney during a debt collection includes quite a few things that can be done to increase the creditor’s chances of getting paid. For instance, an attorney can file a lawsuit against the debtor and wait to obtain a default judgment order from the court and then file a motion to garnish wages. At the Law Offices of Alan M. Cohen & Associates LLC, we do not take the passive approach. When experienced and thorough commercial debt collection attorney Alan M. Cohen files suit, he seeks to collect the debt, not just to obtain a paper judgment.
The Law Offices of Alan M. Cohen & Associates LLC seeks, where appropriate ex parte (without notice) attachments of your deadbeat’s bank accounts, personal property, real estate and/or income stream. If the attachments catch nothing, the Law Offices of Alan M. Cohen & Associates LLC does not give up. We then pursue post judgment attachments, when assets are discovered. We also pursue supplementary process and/or wage attachments. We actively engage in post judgment discovery such as document depositions of the debtor’s bank accounts, credit cards and the like. When post judgment discovery gives up a new clue of potential assets, experienced collections attorney Alan M. Cohen is not afraid to commence a suit on judgment. In the suit on judgment an experienced bad debt collection attorney such as Alan M. Cohen seeks to attach the debtor’s assets to try to collect the judgment debt.
By having an aggressive debt collection attorney by your side, you can increase your chances of getting paid by the debtor, since may want to avoid having to go through the court process. Sometimes Attorney Alan M. Cohen’s reputation as an aggressive and experienced collection attorney causes the debtor to fold its hand and either make a lump sum payment of the debt or enter a secured payment plan, Attorney Alan M. Cohen knows how to negotiate to try to get you the most money possible.
The best part about hiring an attorney who is experienced in debt collection in Massachusetts is that they have been around the block more than once and twice and seen most debtor tricks. An experienced collections lawyer knows his or her way around the courts and knows how to use the Rules of Civil Procedure to your advantage to defeat debtor games.
Experienced collections lawyer Alan M. Cohen has a full arsenal of legal tools, such as the ones mentioned before, that can increase your chances of getting paid. What’s more, a debt collection attorney who has over thirty years of bad debt collection experience can handle every aspect of the legal process and can obtain and enforce a judgment against the debtor in Massachusetts.

Getting Through the Post-Judgment Phase

Once the court has given a judgment, creditors expect to be paid by the debtor. Unfortunately, it is seldom that simple, because even after a court has given its judgment the debtor is not obligated by the law to pay off their debt. Again, this is why hiring an experienced debt collection attorney can increase your chances of getting paid. If you do not know where the debtor has their bank account, or where they are employed, hiring an experienced debt collection attorney can conduct limited asset search which may pinpoint employment.  An experienced debt collection attorney can either gently or not so gently persuade a debtor to address your debt and hopefully get you paid.
And that’s not all; post judgment debt collection attorneys can cause the debtor to testify under oath regarding their employment status, and any other information on any bank accounts or property they might have. During the post-judgment phase, if the debtor refuses to cooperate, an attorney can obtain a court order which orders the debtor to cooperate.
When it comes to dealing with a debtor that just won’t pay, there’s no need to take any chances. What you need is an aggressive and proactive attorney with experience in debt collections in Massachusetts. If you don’t want to keep running around in circles, get in touch with the Law Offices of Alan M. Cohen & Associates LLC today at 508-763-6604 or email us at [email protected].